By clicking on the button “Click Here to See if We Can Help”, you authorize Accredited Debt Relief and/or any of the attached/linked service providers to contact you by phone, text, email, mail or by artificial or pre-recorded voice, even if you are listed on any Do Not Call List. By clicking you also agree to Accredited Debt Relief’s Privacy Policy and Terms of Service, and further agree anyone contacting you because of your consent may use an automatic telephone dialing system, even if the phone number provided on this page (or any phone number associated with you) is a mobile phone number that could cause you to be charged for the call. Your consent to receive automated calls or text messages is not required for any purchase or availability of goods/services from Accredited Debt Relief or its partners. If you do not consent you may call us at 866-345-5007 to further inquire about our services and programs.

Terms of Service:


These terms of service govern your use of this website; by using this website, you accept these terms of service in full.   If you disagree with these terms of service or any part of these terms of service, you must not use this website.

The products and services offered through this website are not available to persons under the age of 18.  By using this website and by agreeing to these terms of service you warrant and represent that you are at least 18 years of age.

Accredited Debt Relief (ADR) has made a commitment to protecting the privacy of those who visit our websites and access the products and services available therein.  ADR’s Privacy Policy is incorporated herein by reference.

License to use website

Unless otherwise stated, ADR and/or its licensors own the intellectual property rights in the website and material on the website.  Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms of service. 

You must not:



By submitting your contact information to us, you are expressly consenting to be contacted by us  by telephone, email or postal mail even if you have opted into the national Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List or the Do Not Call List of any specific institution. 
You agree that we may call you at any phone number you provide to us, including a cell phone number.  Our calls may use an autodialer or a prerecorded message.  You understand that you are not obligated to agree to autodialed or prerecorded calls to go forward with your application.


Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not attempt to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the website or bypass the measures we may use to prevent or restrict access to the website.

You must not take any action that imposes, or may impose at our sole discretion, an unreasonable or disproportionately large load on our infrastructure.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without ADR’s express written consent.
You must not impersonate another person or otherwise misrepresent your affiliation with a person or entity, engage in fraud, or hide or attempt to hide your identity.
You must not use this website to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing without ADR’s express written consent.

Access to certain areas of this website may be restricted.  ADR reserves the right to restrict access to any areas of this website, or indeed this entire website, at ADR’s discretion.

User content

In these terms of service, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You grant to ADR a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media.  You also grant to ADR the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against you or ADR or a third party (in each case under any applicable law). 

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

ADR reserves the right to edit or remove any material submitted to this website, or stored on ADR’S servers, or hosted or published upon this website.

Notwithstanding ADR’S rights under these terms of service in relation to user content, ADR does not undertake to monitor the submission of such content to, or the publication of such content on, this website.

No warranties

This website is provided “as is” without any representations or warranties, express or implied.  ADR makes no representations or warranties in relation to this website or the information, materials, products or services provided on this website. 

Without prejudice to the generality of the foregoing paragraph, ADR does not warrant that:


Nothing on this website constitutes, or is meant to constitute, advice of any kind.  If you require advice in relation to any legal or financial matter you should consult an appropriate professional.

Limitations of liability

ADR will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website

These limitations of liability apply even if ADR has been expressly advised of the potential loss.


Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit ADR’S liability in respect of any:


By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. 

If you do not think they are reasonable, you must not use this website.


By your use of this website, you are agreeing to release and discharge ADR and its business  partners, and each of their respective  officers, employees, agents, subsidiaries, successors, assigns and sub-contractors, from any and all claims, demands, causes of action, liabilities, obligations, costs and expenses of any kind, whether known or unknown, arising out of or in any way connected with your use of the website.  If you are a California resident, you waive California Civil Code Section 1542.

Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.


You hereby indemnify ADR and undertake to keep ADR indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by ADR to a third party in settlement of a claim or dispute on the advice of ADR’S legal advisers) incurred or suffered by ADR arising out of any breach by you of any provision of these terms of service, or arising out of any claim that you have breached any provision of these terms of service.


ADR at any time, in its sole discretion and without penalty or liability, may terminate your use of the website and terminate any session.  ADR may also in its sole discretion and at any time discontinue providing access to the website.  Any termination of access to the website may be effected with or without prior notice, and ADR will not be liable to you or to any third party for any such termination.  Any suspected fraudulent, abusive or illegal activity may be referred to appropriate law enforcement authorities.

Breaches of these terms of service

Without prejudice to ADR’S other rights under these terms of service, if you breach these terms of service in any way, ADR may take such action as ADR deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.


ADR may revise these terms of service from time-to-time.  Revised terms of service will apply to the use of this website from the date of the publication of the revised terms of service on this website.  Please check this page regularly to ensure you are familiar with the current version.  Your continued use of the website after the posting of changes constitutes your binding acceptance of such changes.


ADR may transfer, sub-contract or otherwise deal with ADR’S rights and/or obligations under these terms of service without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms of service. 


If a provision of these terms of service is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.  If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Entire agreement

These terms of service constitute the entire agreement between you and ADR in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.

Law and jurisdiction

These terms of service will be governed by and construed in accordance with the state of California, and any disputes relating to these terms of service will be subject to the exclusive jurisdiction of the courts of San Diego County.

Dispute Resolution.
In the event of a dispute between you and ADR that arises out of these Terms of Service or any product or service you obtain through this website (“Claim”), you and ADR agree to resolve that claim in accordance with the procedures set forth below or as we may otherwise agree in writing.  Before resorting to these dispute resolution mechanisms, you must first contact us directly to seek a resolution.  If, however, we are unable to resolve our differences informally, ADR will consider reasonable requests to resolve the dispute through alternative dispute resolution procedures, such as mediation or arbitration, as alternatives to litigation.

For any claim (excluding claims for injunctive or other equitable relief) where the total amount of the award sought is less than $10,000, either party may elect to resolve the dispute in a cost effective manner through binding non-appearance-based arbitration.  In the event a party elects arbitration, it shall initiate such arbitration through an established alternative dispute resolution ("ADR") provider chosen by the party seeking arbitration.  The ADR provider and the parties must comply with the following rules:

  1. the arbitration shall be conducted by telephone or online and be solely based on written submissions, the specific manner to be chosen by the party initiating the arbitration;
  2. the arbitration shall not involve any personal appearance by the parties or witnesses unless otherwise mutually agreed by the parties; and
  3. any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

ADR may provide you with notices by email, postal mail, or postings on this website.  All notices to ADR must be made in writing and mailed to: 591 Camino De La Renia, Suite 818, San Diego, CA 92108

Please note that all calls may be recorded or monitored for quality assurance and training purposes. This web site contains links to web sites of companies that may provide some type of financial and/or debt settlement service. Any relationship that you may form with any of those companies is exclusively between you, the consumer, and that company. We do not warrant the products and/or services provided by any of those companies that are linked to this site. This site only contains links to those companies for your convenience. We do not offer any debt settlement, or financial service. In accordance with FTC guidelines, we state that we may have a financial relationship with companies mentioned in this website. This relationship may be in the form of money, services or complimentary products or services and could exist without any action from a website visitor. Should you purchase a product or service that was recommended by this website, it is understood that some form of compensation might be made to the website owner.

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